Agreement - Us & You
Return to J & S Jones Sample
We are committed to providing you absolute financial peace of mind. To do this, we propose that the following be agreed upon:
What You Can Expect From Us:
Comprehensive Master Financial Plan – Together, we will develop a comprehensive master financial plan that will allow you to live for today and plan for tomorrow. We will agree on a strategy that addresses investment, risk management, estate and financial independence planning. Personal Investment Profile – We will help you determine your risk profile and will take this into consideration when we structure your investment portfolio. Growth will be achieved commensurate with your risk tolerance. Tax-Saving Opportunities – All of the planning we assist you with will be designed to take full advantage of tax planning and minimization strategies. Risk Management Strategies – Over time, we will continue to review your risk obligations and help you implement appropriate strategies, including the use of disability, life and critical illness insurance. This will ensure your risk management objectives are adequately protected. Access to Qualified Specialists – We have developed an extensive network of highly qualified tax accountants, lawyers and actuaries who will assist us as your situation dictates. Some of these services are included as part of your relationship with our firm. Should additional fees be required, these will be disclosed and reviewed in advance. Complete and Regular Reporting (Investment Products) – Once you have determined an appropriate reporting interval, we will send consolidated investment reports to you. We will review the format of the reports with you to determine the specific information you want and ensure that you understand it. Ongoing Attention – On an ongoing basis, your account will be monitored to take advantage of the opportunities created by changing circumstances. In addition, your plan will be reviewed on a regular basis and we will recommend appropriate adjustments, if necessary. Our office will call to arrange these progress review meetings with you. Personal Contact – We make ourselves as accessible to you as possible. Every effort will be made to return all your inquiries within 24 hours.
Signed this date_______________ at_____________,NB
Advisor_____________________ & _______________________
What We Expect From You:
Financial Disclosure – In order to develop a sound financial plan for you, we need to work together. To ensure we develop the best possible plan, it is imperative that you feel comfortable disclosing all aspects of your financial situation with us. All information remains in the strictest of confidence. Pro-action - When your financial situation or risk tolerance changes, let us know immediately so that we can review your situation and make any necessary recommendations. Commitment to Review – On an annual basis, be prepared to invest some time reviewing and updating your financial plan at our office. We encourage you to ask any questions you have so that you are always comfortable with your financial plan and our relationship. When working with Washburn Financial, you have access to our entire team. Please be prepared to discuss your financial plan with any of our team best capable to assist you. Open Communication – If at any time we fail to meet your expectations, inform us quickly so we can clear up any misunderstanding and remedy the situation. Timely Response – Please return our calls, e-mails and correspondence promptly. Loyalty – Over time, you will be approached with a variety of financial ideas. Before proceeding, we would expect that you would consult us so that we may review their appropriateness to your financial plan. Business Development – If you feel we have provided you with a valuable service, we would appreciate you introducing us to others who can benefit from our assistance. Fee Structure : The Empowered Life Coach Program™
Initial planning fees: Includes: Identification Process®
Strategic Blueprint®
Achievement Formula®
Empowered Life Positive Progress Report
Signed this date ___________at_______ ,NB
_________________________
Client Signature _________________________
Client Signature
